Have you ever heard of Revenge Savings?

 " ‘Revenge savings’ can boost your bottom line, experts say — here’s how to get started. "

So-called revenge savings marks a shift from splurging to saving more money. 
    Some consumers are saving more based on their feelings and concerns about the economy.
    But creating an intentional savings plan is key to success, financial advisors say.

Americans are saving more money — and for some, the change in habit comes down to how they feel about the economy.

More than 4 out of 10 Americans, or 44%, say they’ve engaged in so-called vibe-based budgeting, according to a new survey...
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Do you know about the best Tools for Credit Debt?

"Got credit card debt? The best tool for paying it off might surprise you."
Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet. 

It’s one of the stranger ironies in personal finance: Credit cards carry some of the highest interest rates in the lending industry. They also offer some of the lowest rates in the business – as in, no interest at all. 

The 0% APR credit card can be a powerful tool for paying down debt. It allows a consumer to make purchases, balance transfers, or both, and pay no...
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What are some of the ways to change your Relationship with Money?

The " 10 Tips to Help Change Your Relationship With Money in 2025. " 
If you ant to make money resolutions, consider the state of your finances in 2024.

Whether you’re saving to move out of your parents’ house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma.

“Entering a new year doesn’t erase all our financial challenges from the prior year,” Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.”

If you’re planning to make financial resolutions for the new year,...
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Are some Stores Return Policies justified?

"2024 Return Policy Survey: SOME RETAILERS TIGHTEN RETURNS."

Some mainstream retail chains tweaked their return policies this year by shortening the return window for regular or holiday purchases or by adding other restrictions according to Consumer World's 21st annual return policy survey. Target, Kohl's, Amazon, Walmart, Best Buy and Macy's were among the stores making some changes.

Though some are shorter this year, most stores continue to offer extended holiday return periods whereby gifts purchased as early as October first, such as in Walmart's case, can be returned until mid- to late-January, considerably beyond the normal deadline. What hasn't changed is the...
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